Income Planner

The "Other" Side of Investing

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What is – the “other” side of investing?
 
Consider this, when you set aside your money, be it in a savings account, a CD, a T-bill, etc., these are passive investments.  Every day, whether your are working, playing, relaxing or asleep, these investments vehicles are earning you a little bit of interest and/or dividends.  So without having to do anything else, money is being deposited into your account each and every day.  A true perpetual "money machine"!

However, when people become dissatisfied with their return on these passive investments, they look for alternative investment ideas such as stocks, bonds and real estate, but these alternatives come with an increased level of risk.

So this raises some questions?  Are there investment opportunities available that can generate a higher current rate of return while still having some growth possibilities?  Can we get paid while we wait?  Is there also a way to reasonably limit the downside?

Income Planner considers these questions and more and provides the answers you are looking for.

When it comes to investing there are “Growth” investments and there are “Income” investments.

How do these two compare?

“GROWTH” Investments                                  “INCOME” Investments

Lots of information                                                 Some but very little on closed-end funds
                                                                                     (until now)

Can be stocks, mutual funds, real estate,           Closed-end stock and bond income 
     collectibles, commodities, options,                    funds, money market funds, CD’s, 
     futures, covered calls, puts, etc.                          bonds, municipals, REIT’s, MLB's, 
                                                                                     ERT's, etc.

Can be very "Risky"                                               Generally considered less "Risky"

Fluctuations in price can be volatile                     Generally much less volatile

Not good for investors who want or need            Excellent for yield
      
yield                                                 

Often have low dividend payouts                         Often have high dividend payouts

Not necessarily best for retirement needs          Excellent for both non-retirement or
                                                                                   
retirement needs

Non-liquid assets can be difficult to sell              Can be bought and sold on a daily
     when needed                                                        basis

Solution?

If you need income beyond what can be obtained by placing your money in Money Market funds, CD’s, taxable bonds, municipal bonds, etc., then let Income Planner show you how. 
   


Income Planner is an independent web site which offers model portfolios for investors who want guidance on selecting income investments for their money.  This includes a wide variety of instruments that historically have provided excellent returns while limiting principal fluctuation. 

Income Planner does not sell investments and is not connected in any way to any commercial firms in the investment business.   Unbought and unsold - 100% independent.  It is a concept whose time has come.  Spread the word!!!