“Why” Income Planner Now?
Money to pay for everyday living expenses is hard enough to come by. Money "left over", if any, needs to earn as much as possible without incurring unecessary risks. If left in savings accounts, money market funds, CD's and such, this money barely keeps up with inflation. Not to mention taxes that lower the return even more.
What is a person to do?
If you are like many individuals who have subscribed to financial newsletters, advisories, magazines, online websites or listened to CNBC and other newscasts, you are aware that every one proclaims to know what the market is going to do next. They tell you what securities are poised to rise or sink in value and what sectors are "hot" and which are "not". Every day different analysts are touting different stocks, bonds, commodities, etc. for people to invest in. Unless an investor has unlimited financial means, an individual can't possibly invest in all of the recommendations given.
So many people open a retirement or a non-retirement account, make some contributions, decide on several investment choices and then proceed to forget about it until a need arises or they retire.
Does this sound like you?
There are millions of Americans approaching retirement who are virtually ignoring the steps they must take to ensure they will have enough money to see them through retirement. There are many things relating to all accounts that demand regular attention and monitoring in order to make sure nothing goes off track. But how many of us take the time to do the research, have the energy, make the decisions and then second guess ourselves if we did the right thing?
That’s where Income Planner comes in. It helps make the decisions for you.
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